Last Update February 14, 2013
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I. WHAT INFORMATION DO WE COLLECT ABOUT YOU?
Personal Information - We collect personally identifiable information, such as names, mailing addresses, email addresses, demographic information, and similar information in a variety of situations, including but not limited to the following: (i) when you register at our web site in connection with the purchase of a product, publication, or service; (ii) when you enter personal information on our web site as a condition of participating in contests, promotions, or sweepstakes offered via this web site; or (iii) when you wish to have a product or service fulfilled by a fulfillment partner who can meet the continuing needs of our customers. Our site may collect credit card and related financial information if you wish to purchase a product or subscribe to any publication or service offered via this site. If you wish to subscribe to one of our publications or place an order for products or services online, you must generally establish a credit card account with us or our vendors. Our site also may collect social security numbers from consumers if such consumers use one of our automotive-related web sites and wish to receive a quote from an automotive lender that is part of the site’s automotive lender network. In such instances, we collect social security numbers only to fulfill consumers’ requests to receive quotes or other financial offers from a lender in the site’s automotive lender network.
II. WHAT DO WE DO WITH COLLECTED INFORMATION?
We use the personal information you provide to allow you to make product purchases, to fulfill your requests, improve our publications, products and services, to send you promotional offers related to Gold Note or our business partners, and to operate our business. A user may, at any time, opt out of receiving promotional offers by mail or email. We also use collected information to evaluate and administer our products and services, respond to any problems that may arise, such as difficulties in navigating our sites or accessing certain features, as well as to gauge user trends to determine what products and services are most popular with users, and to put you in touch with fulfillment partners who can provide services that we cannot. We allow users of our website to send articles or links by email to other parties who may be interested in them. We do not retain any email addresses of either the sender or recipient of such articles or links after they are sent, and do not share “send a friend” email addresses with third parties.
III. HOW DO WE SHARE PERSONAL INFORMATION?
We share your personal information only as described below.
Sharing Within the eventually Gold Note Corporate Family - We’ll may share your personal information with any parent company, subsidiary, or affiliate in the Gold Note corporate family. All entities within the Gold Note corporate family may have access to your personal information as well as anonymous, aggregate demographic data.
Gold Note’s Service Providers - Gold Note may decide to share your personal information with companies that work on behalf of or with Gold Note. These companies may use your personal information to inform you about Gold Note’s products and services, to provide you with information about other exciting products and services, or otherwise to assist Gold Note in serving its customers, understanding its consumer market, or devising effective marketing strategies to reach more consumers.
Credit Card Companies; Third Party Payment Services; Third Party Promotional Sites - As in any transaction, your credit card company will have all relevant information about the name of the vendor, item(s) purchased, and date and total cost. Gold Note will not otherwise provide any personal data to your credit card company. In some cases, we use third party payment and transaction services to facilitate your transactions and process your orders. In such cases, we will share your personal information and credit card information with the third party payment services solely for the purpose of completing the transaction or processing your order. In some cases, we will share your personal information and credit card information with third parties who may offer you a gift or promotional offer as a result of your purchase or subscription to a Gold Note product or publication.
Fulfillment Partners - Sometime our web site could facilitate transactions between you and a third party. To do so, we collect and share additional personal information, like credit information, so such third parties can provide the product or service you request. As our fulfillment partners may keep and use your information whether or not you purchase their products or use their services, your personal information will be subject to their privacy policies.
Public Postings - You should be aware that if you voluntarily disclose information, personal or otherwise, online in any community area (whether through Gold Note web site or any other service available online), that information can be collected and used by others. Accordingly, you should use caution when sharing any personal information with others in any community area (whether through Gold Note’s web site or any other service available online).
Changes in Corporate Structure - In developing our business, we might sell certain assets, or the company, or parts of it, may be sold, merged or otherwise transferred. In such transactions, user information, whether personally identifiable or otherwise, may be one of the transferred assets.
Your Web browser offers “cookies” which, if you allow their use, store small amounts of data on your computer when you visit a web site. Cookies do not contain any personally identifiable information about you and therefore cannot be used to identify you personally. Cookies assist us in tracking which of our features you like best, and also enable us to customize our content according to your preferences. You have the ability to accept or decline cookies by modifying your browser and our websites are viewable even if you disable the cookie function on your browser. However, if you disable cookies, some advanced and customized features or offerings on our site will not be available to you. In addition to collecting cookies, Gold Note may distribute, sell, and/or transfer such cookies to third parties with whom Gold Note has a commercial relationship. If you do not wish your cookies to be used in this manner, you can modify your browser to disable the collection of cookies.
Additionally, we use third-party companies to collect non-personally identifiable information (e.g., the pages you visit, and which links you click, which ads you see and click on, and the categories of search terms you enter) when you visit our web site. Some of these third-party companies collect information when serving ads on our site, while others collect information without showing ads on our site. These companies may use the information outlined above (which does not include your name, address, email address or telephone number) about your visits to our site in order to provide advertisements about goods and services of interest to you. These companies often use a cookie or third party web beacon to collect this information.
V. HOW DO WE USE WEB BEACONS, WEB ANALYTICS, AND OTHER BEHAVIORAL MARKETING TECHNOLOGIES?
A number of technologies exist to assess consumer behavior both on-line and off-line. Gold Note employs a variety of these technologies, including web beacons (see below), web analytics techniques, and other behavior marketing technologies, to assess consumer behavior and to understand how we can better serve our customers. Many of these technologies are provided to Gold Note via third party providers specializing in behavioral marketing and consumer behavior. In the course of using these behavioral marketing technologies, we automatically collect non-personal information from you, including but not limited to the following types of information: Internet protocol (IP) address used to connect your computer to the Internet; login, email address; computer and connection information such as browser type and related browser data; content viewed; and purchase history, which may be aggregated with other information for analytic purposes. Some of our web pages, promotional email messages, and/or newsletters may contain electronic images known as web beacons, which are also called single-pixel gifs. Web beacons are not used to access your personally identifiable information, but they are a technique we use to compile aggregated statistics about the usage of our web sites and to track the number of users who have opened and acted up our promotional email messages. Web beacons collect only a limited set of information including a cookie number, time and date of a page view, and a description of the page on which the web beacon resides.
VI. WHAT ABOUT THIRD PARTY ADVERTISERS?
Some of the banner ads displayed in our web site are provided by third parties. These ads contain cookies and may also contain web beacons. Unlike cookies and web beacons used by Gold Note in content it controls on its web sites, cookies or web beacons received with banner ads are collected by our advertisers and we do not have access to this information. We use third parties to serve some or all of the advertisements that are placed within our sites and they may use information (not including personally identifiable information) about your visits to our site and other site to assist in serving advertisements to you. These companies may employ cookies, web beacons, and action tags to measure advertising effectiveness. They may share anonymous information with their clients such as date/time of the banner ad shown, the specific ad shown, the IP address, etc.
VII. HOW CAN YOU CONTROL YOUR PERSONAL INFORMATION?
VIII. SECURITY OF YOUR PERSONAL INFORMATION
We use Secure Socket Layer (SSL) technology to encrypt important information, such as your credit card data, in an effort to prevent unauthorized access during transmission of your orders over the Internet. We incorporate standard industry practices suitable to the degree of sensitivity of the information involved to maintain the security of your personal information and to avoid its disclosure except as described in this policy. Your personal information may also be protected by the password you created when you registered at one of our websites where this feature is offered. The confidentiality of any password is yours to protect. You may change it anytime by following the instructions at the website where you registered. Although we use our best efforts to assure that your data remains secure when maintained by us, security during Internet transmissions or within any system cannot be assured. We limit access to personal data only to those Gold Note employees or agents with a specific need to access or retrieve this information. We store data on multiple service systems, in controlled, secure environments. Remember, however, that we cannot guarantee the security of your personal information, and we are not responsible for the privacy or security practices of any third party.
IX. CHILDREN’S PRIVACY
Our web site is intended for adults. Some publications, however, are intended for teens 14 and older but may include features or material that may be appealing to children under the age of 14. Gold Note is strongly committed to protecting the safety and privacy of children who visit our web site. We do not knowingly collect personal information online from children under 14. We encourage all parents to talk to their kids about online safety and to monitor their children’s use of the Internet.
X. THIRD PARTIES AND LINKS
In the event that you provide personal information to any third party via Gold Note web site or any offer made available to you by Gold Note, you understand that Gold Note is not responsible for such third parties’ use or misuse of your personal information. You should review the privacy and information sharing practices of such third parties. Additionally, Gold Note may offer links to or from other web sites as well as to sites operated by third parties. We offer links to third party sites so that you can conveniently visit our vendors and advertisers or locate other content likely to be of interest. We are not responsible for the content, practices or policies of sites operated by third parties and urge you to inquire about them before providing any personally-identifiable information.
XII. CONTACT INFORMATION
1. Ownership of Content
Gold Note web site may offer featured articles, pictures, information, digital images, games, surveys, contests and sweepstakes, advertising, logos, trademarks and other content (collectively referred to hereinafter as “Content”, but excluding specifically User Content as defined below) we hope will be of interest to our visitors. Content may be in the form of text, data, music, sound, graphics, images, pictures, photographs, videos, software or other forms now known or later invented. Gold Note makes no representations or warranties that the Content is available, appropriate or legal to access. Except for User Content (as hereinafter defined), all Content posted on or otherwise available via this site is owned by Gold Note or used with authorization. Please feel free to browse the site, but you must respect the rules and restrictions set forth in these TOU and our intellectual property rights as set forth in these TOU. Please note that downloading software, information, data or images from this site does not give you title or other rights to such Content.
2. Restrictions on the Use of the Site
As a condition of using this site, you agree that you will not:
(a) Without the prior written consent of Gold Note, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works of, transfer, or sell any Content;
(b) Submit, display, or transmit any User Content (as hereinafter defined) that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party, or User Content that you do not have a right to make available under any law or under contractual or fiduciary relationships;
(c) Submit, display, or transmit any User Content that exceeds Gold Note’s capacity limits or for which you do not own or have the necessary and appropriate rights;
(d) Submit, display, or transmit any spam, duplicative messages, unauthorized promotions or advertisements, surveys, contests, chain letters, or pyramid schemes;
(e) Forge headers, create a false identity, or otherwise manipulate identifiers in order to deceive others or disguise the origin of any User Content transmitted to or via the site;
(f) Use the site to threaten, defame, abuse, assault, stalk, harass or otherwise violate the rights of any other person or entity, including without limitation rights of privacy or publicity;
(g) Publish, post, display, offer, or disseminate any profane, obscene, indecent, unlawful, terroristic, violent, or hateful User Content;
(h) Collect, store, publish, post, sell, transmit, or disclose personal data about other users of the site;
(i) Monitor or copy Content. Site Security Use Restrictions
Gold Note takes the security of this web site seriously. Therefore, in addition to the restrictions set forth above, you may not:
(a) interfere or attempt to interfere with the proper working of this web site or any activity or service on this web site by using any robot, “bot”, spider, crawler, engine, device, software, tool, routine or any other automatic device or manual process of any like or kind without our written permission, or engage in any activity which interferes with the proper working of or access to this site or to any host or network;
(b) attempt to access data or information not intended for you or log onto a server or account that you are not authorized to access;
(c) access or attempt to access any system or servers on which the site is hosted or modify or alter the site in any way;
(d) upload or otherwise transmit files that contain viruses, worms, Trojan horses, malicious code, spyware, adware, sniffers, corrupted files, or similar software or programs;
(e) restrict or prevent any other user from using the site and/or any products, services, or Content posted on or offered through the site;
(f) post or upload User Content (as hereinafter defined) that disrupts the normal flow of dialogue with an excessive amount of User Content (flooding attack) to the site, or that otherwise negatively affects other users’ ability to use any Gold Note web site;
(g) link to, frame, or otherwise reproduce this site without the prior written consent of Gold Note.
Gold Note reserves the right to investigate any violations of its system, network or web site security, to involve and cooperate with law enforcement authorities in investigating such violations, and to prosecute violators to the fullest extent of the law.
Copyright to all Content on the site is either owned by Gold Note or is licensed to Gold Note. No Content or other material from this site may be copied, reproduced, published, republished, uploaded, posted, displayed, transmitted, modified, used to prepare derivative works, distributed or redistributed in any way in any medium whatsoever now known or later invented, except that you may download one copy of the material on any single computer for your personal, non-commercial home use only, provided you retain all copyright and other proprietary notices. Any attempt to modify these materials or to use these materials for any other purpose constitutes a violation of our copyright and other proprietary rights, and may subject you to injunctive relief, statutory damages and other penalties. The use of any such material on any other web site or networked computer environment is prohibited without the express written permission of Gold Note. Procedures for Making Copyright Infringement Claims. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any copyright or any other intellectual property right. It is our policy to respond appropriately to notices of alleged infringement. If you are an owner of intellectual property who believes that your intellectual property has been improperly posted or distributed via this web site, please notify us in Italian and/or English the following information:
a) an electronic or physical signature of the person authorized to act on behalf of the copyright owner;
b) a description of the copyrighted work that you claim has been infringed;
c) the URL of the site and a description of where the material that you claim is infringing is located on that site;
d) your address, telephone number, and email address;
e) a statement by you that you have a good faith belief that the alleged infringing material is not authorized by the copyright owner, its agent, or the law;
f) a statement by you, made under penalty of perjury, that all the information in your Notice is accurate, and that you are either the copyright owner or authorized to act on the behalf of the owner of an exclusive right that is allegedly infringed.
4. Trademarks and Proprietary Rights Notices
All trademarks, logos, trade names or service marks (collectively the “Marks”) mentioned, used, or displayed on this site are either owned by Gold Note or otherwise are authorized for our use. You may not display or reproduce the Marks other than with the prior written consent of Gold Note. You may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site.
5. User Content
Our site could allow users to post, submit, or display information, messages, suggestions, questions, comments, postings, advertisements, ratings, ideas, techniques, notes, know-how, drawings, concepts, designs, audio visual material, photographs and pictures (including pictures of the user and other representations of the user’s name and likeness), digital images, or other content in any form (collectively “User Content”). By posting User Content on this site, you hereby grant Gold Note an unrestricted, transferable and sub-licensable, irrevocable, royalty-free, world-wide, and perpetual license to reproduce, distribute, publicly display, make derivative works of, and otherwise use the User Content in any media whatsoever now known or later invented throughout the world for any purpose whatsoever, commercial or not. You hereby disclaim any right to any compensation from Gold Note in connection with Gold Note’s exercise of its license rights in and to the User Content you have posted on this site or any other Gold Note web site. You acknowledge and agree that Gold Note is under no obligation of confidence to you, and shall not be liable for any use or disclosure of any User Content. By posting the User Content on any site, you represent and warrant that you own the copyright in such User Content or that you have a legitimate license to post the User Content, including photographs or other audiovisual material, without any restrictions whatsoever. Gold Note has no obligation to monitor this site or any portion thereof. However, Gold Note reserves the right to review any User Content and remove, delete, redact, or otherwise modify such User Content, in its sole discretion, at any time and from time to time, without notice or further obligation to you. Gold Note has no obligation to display or post any User Content. Gold Note reserves the right to disclose, at any time and from time to time, any information or User Content that Gold Note deems necessary or appropriate to satisfy any applicable law, regulation, contractual obligation, legal, dispute process, or governmental request. Gold Note shall have no liability in connection with any User Content submitted to, transmitted via, or displayed or posted on this site.
You must meet any age, geographic or other eligibility requirements specified at each site to subscribe to a magazine, publication or service that we offer, to order anything online, to participate in certain contests, games or sweepstakes, or to access or participate in certain services at or areas of our sites. By registering at those sites, or for those features or services, you represent that you comply with applicable restrictions. E-commerce areas may include additional restrictions on purchases, return policies, delivery schedules, and the like, depending on individual site and vendor policies.
7. Online shopping
Gold Note site could also offer e-commerce opportunities. Different sites may offer different options for visitors to purchase products or services either from Gold Note or from a third party (see Section 9 below concerning Third Party Sites). Gold Note does not guarantee that you will be satisfied with products or services purchased from us. Gold Note does not design, make, or manufacture products sold online, and only sells, distributes or ships products from its own online stores. Quantities of some items may be limited, and delivery may not be available in your area. All orders are subject to prior sale. Gold Note does not guarantee that all orders will be filled.
Subscriptions and other services requiring payment generally require use of a valid credit card. Gold Note and its business partners reserve the right, in their sole discretion, to establish other acceptable alternative payment methods for specific services or products. You are solely responsible for charges owed for all goods and services purchased through this site, including, but not limited to, applicable taxes, shipping charges, insurance, and any other costs.
9. Links and Third Party Sites
This Website may contain links to and from third-party sites, including but not limited to sites operated by advertisers, vendors, and/or promotional or business partners. Sites and e-commerce opportunities operated by third parties are subject to terms and conditions set by those parties, so you should check each site to be sure you understand the terms, conditions, policies and requirements of that site. Gold Note does not endorse, and the inclusion of any link on this site does not imply an endorsement of, any individual vendor, advertiser, or other third party or any of their products or services, and Gold Note has not taken any steps to confirm the accuracy or reliability of any of the information provided by any third party. Gold Note has no control over: (a) the quality, safety or legality of any item advertised or listed by any third party, including vendors, advertisers, or other business partners; or (b) the content of, or any products or services offered by, web sites operated by third parties. Gold Note does not guarantee that you will be satisfied with products or services purchased from vendors, advertisers or other third parties that link to or from any Gold Note web site. You acknowledge and agree that Gold Note has not reviewed all of the sites linked to or from this web site, does not endorse such sites, is not responsible for such sites, and under no circumstances shall be liable for the contents, products or services of any off-site pages or of any third party sites linked to or from this web site. Your linking to any other off-site pages or other sites is at your own risk. Vendors and advertisers are solely responsible for the accuracy of the information they provide, for warranties and guarantees on goods or services sold, for delivery schedules, and for return policies.
10. Community Code of Conduct
Some web sites operated by Gold Note may offer community features, such as internal messaging systems, bulletin boards, forums, or chat rooms. We do not monitor, filter, censor, edit or regulate information and content provided by third parties on this web site, including information provided in community areas, although we reserve the right to do so in our sole discretion, with or without notice. Gold Note does not endorse or warrant the accuracy or reliability of User Content posted or uploaded by users or third parties. You agree that neither Gold Note nor its officers, directors, employees, agents, licensors or licensees are responsible for any User Content and agree to hold them harmless from any liability associated with such User Content posted by other users and other third parties. When participating in community areas of this web site, you represent and warrant that you have the right and authorization to use any User Content you upload or post, and you hereby assign those rights to Gold Note in accordance with these TOU. In addition to complying with the restrictions set forth in Section 2 of these TOU, you further represent and warrant that you will abide by the following rules:
(a) You will not use this web site to further any illegal purpose, to violate the rights of any party, or to damage any person or property.
(b) Except as specifically authorized on certain part or section of Gold Note web site and in designated classified ads sections of Gold Note web site, you will not: (i) upload or otherwise post User Content with a commercial purpose, including, but not limited to, offers to sell products or services or attempts to solicit funds or to advertise products or services; (ii) post or upload User Content that constitutes or contains “affiliate marketing,” “link referral code,” “junk mail,” “spam,” “chain letters,” “pyramid schemes,” unsolicited commercial advertisement, behavioral or viral marketing, or other spam; (iii) or email such User Content to other users who have not indicated in writing that it is ok to contact them about other commercial services, advertisements, products or commercial interests; or (iv) post or upload User Content that includes links to commercial services or web sites.
(c) You will not post or upload User Content that impersonates any person or entity, including, but not limited to, a Gold Note employee, or falsely states or otherwise misrepresents your affiliation with a person or entity.
(d) You will not post or upload User Content that includes personal or identifying information about another person without that person’s explicit consent.
(e) You will not post or upload User Content that is false, deceptive, misleading, deceitful, misinformative, or constitutes “bait and switch.”
(f) You will not post or upload User Content that advertises any illegal service or the sale of any items the sale of which is prohibited or restricted by any applicable law.
(g) You will not use automated means, including spiders, robots, crawlers, data mining tools, or the like to download data from Gold Note web site.
(h) You will not repeatedly post the same or similar User Content or otherwise impose an unreasonable or disproportionately large load on our infrastructure.
(i) You will not use any form of automated device or computer program that enables the submission of postings or User Content on Gold Note web site without each posting being manually entered by the author thereof, including without limitation, the use of any such automated posting device to submit postings in bulk, or for automatic submission of postings at regular intervals.
(j) You will not use a Posting Agent to post User Content to Gold Note web site.
12. Limitation of Warranties
GOLD NOTE PROVIDES THIS WEB SITE AND THE CONTENT, INFORMATION, PRODUCTS AND SERVICES ON OR THROUGH IT “AS IS”, AND “AS AVAILABLE”, WITHOUT ANY WARRANTY OF ANY KIND, EXPRESSED, IMPLIED OR STATUTORY. GOLD NOTE SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Some states or nations may not allow the exclusion of implied warranties, so check local laws.
13. Limitation of Liability
GOLD NOTE DOES NOT WARRANT THAT THE CONTENT OR SERVICES AT THE SITE OR FUNCTIONS CONTAINED IN THE MATERIALS AT THE SITE WILL BE AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, THAT ALL PRODUCTS LISTED, SOLD OR ADVERTISED ARE AVAILABLE, OR THAT ALL TRANSACTIONS WILL BE COMPLETED. NEITHER GOLD NOTE NOR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, AGENTS, LICENSORS OR LICENSEES WARRANT OR MAKE ANY REPRESENTATIONS THAT THE CONTENT, MATERIALS OR INFORMATION CONTAINED AT THIS SITE ARE CORRECT, ACCURATE, COMPLETE, UP TO DATE, AND/OR RELIABLE. IN NO EVENT SHALL GOLD NOTE OR ANYONE WHO HELPED DEVELOP, CREATE, PRODUCE, DISPLAY, TRANSMIT OR DELIVER THE CONTENT, MATERIAL AND INFORMATION USED IN THIS SITE BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, PUNITIVE, TREBLE, ENHANCED, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF, OR IN CONNECTION WITH, USE OF OUR SITE, LINKS TO OR FROM THIS SITE, INFORMATION POSTED ON OUR SITE, OUR SERVICES, ANY PRODUCTS OR SERVICES YOU PURCHASE, OR THIS AGREEMENT, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR LIABILITY TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCES FOR ANY AND ALL LOSSES, WHETHER IN CONTRACT, TORT OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE. NEITHER GOLD NOTE NOR ANY OF ITS AFFILIATES, PARENTS, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, AGENTS, LICENSORS OR LICENSEES SHALL BE LIABLE FOR ANY LOSSES YOU MIGHT SUSTAIN BY ENGAGING IN TRANSACTIONS WITH BUYERS OR SELLERS WHO YOU MEET AS A RESULT OF CLASSIFIED ADVERTISEMENTS POSTED ON ANY GOLD NOTE WEB SITE. Some states or nations do not allow the limitation of liability, so check local laws.
14. Classified Advertisements
Our web site could provide a forum (such as classified advertisements) in which sellers and buyers may be connected. By engaging in transactions with buyers or sellers that you meet via this one or one of our web sites, you proceed solely at your own risk and you agree that Gold Note is not responsible for any losses that you might sustain as a result of your transactions with such buyers and sellers. You should not engage in any transaction with a person with whom you are not comfortable or whom you suspect might be engaged in improper or questionable conduct. Please be aware that Gold Note, through its web site, merely provides a forum in which buyers and sellers can connect. Gold Note does not facilitate any transaction, insure any transaction, or act as an intermediary, broker, or escrow agent in connection with such buyer-seller transactions.
You should be very careful before you send money to any seller posting an advertisement on one our site. In particular, we urge you to use reputable and well known money-transfer services and on-line merchant account services (such as PayPal) in engaging in transactions with sellers of goods advertised on our web site. We urge you to proceed with extreme caution in using such money transfer services, and under no circumstances should you deliver cash to a money transfer service with instructions to disburse the funds to an alleged agent of Gold Note or the web site on which the classified advertisement was posted. Gold Note does not act as a transaction intermediary or escrow agent, and you should not do business with any seller who directs you to work with an employee or agent of Gold Note or the applicable web site in completing the transaction.
15. Indemnity and Hold Harmless
16. Termination of Services
We may eliminate or terminate any Content or service posted on or made available through any of our web sites without notice to you at any time in our sole discretion. Without limiting any other remedy, Gold Note reserves the right, in its sole discretion, to immediately issue a warning or to immediately, temporarily, or permanently suspend or terminate your participation in the site or any area of the site, and to refuse to provide our services to you if: (i) you breach these TOU or any of the rules or eligibility requirements of this site or the services offered at this site; (ii) if we are unable to verify or authenticate any billing information you provide to us; or (iii) or if we believe that your actions may cause damage, harm or legal liability to you, or to any vendor, business or promotional partner, advertiser, other user, the public, or us.
Except with respect to notices of alleged copyright infringement, which must be submitted as described above, and unless explicitly stated otherwise in the site, you must provide all notices or complaints to Gold Note via email to info@Gold Note All notices from Gold Note to you will be sent to the email address you provide to us. Notice shall be deemed given seventy-two (72) hours after the email is sent, unless we are notified that the email address is invalid. Gold Note reserves the right to send you notice by mail via postage prepaid to the address you provided to us during any ordering or registration process. In such event, notice shall be deemed given five (5) days after the date of mailing.
Gold Note reserves the right, in its sole discretion, to change, modify, add, or remove portions of these TOU at any time, so please check this site or any other Gold Note web site you use periodically for changes. Changes to these TOU shall be effective upon posting. Continued use of the site following the effective date of any changes to these TOU constitutes your acceptance of those changes.
20. General Provisions
(a) Severability - If any provision of these TOU is held to be invalid or unenforceable, it shall be stricken without affecting the validity of the remaining portions of these TOU. Headings are for convenience only, and are not intended to in anyway to confine, limit, construe or describe the scope or extent of such section.
(b) No Waiver - No waiver by Gold Note of any breach of these TOU by you shall constitute a waiver of this or any other provision of these TOU or alter or limit our right to act with respect to subsequent or similar breaches.
(d) No Agency - You acknowledge and agree that Gold Note, in providing this site, is not acting for or on behalf of either you, or any vendor, business or promotional partner, or advertiser. You and our vendors, business or promotional partners and advertisers are independent contractors. No agency, fiduciary, partnership, joint venture, employer/employee, or franchiser/franchisee relationship is intended or created by these TOU between Gold Note and either you or any vendor, business or promotional partner or advertiser at this site.
(e) Governing Law/Venue - Your use of this web site and any dispute arising out of or relating to your use of this web site will be governed by the laws of the Italian nation, irrespective of its conflicts of laws provisions. In the event that Gold Note wises to pursue injunctive or other equitable relief as a result of your violation of these TOU and/or your infringement of Gold Note’s intellectual property rights, Gold Note may bring legal action against you in any national or state court having jurisdiction.